We are a European financial services company
We work with banks, financial institutions, and consumer-facing businesses to invest in, and manage, non-performing loan portfolios, support sustainable debt recovery, and create long-term financial stability.
About us
Founded in Sweden in 1992, Myntro builds on more than 30 years of experience in debt management and financial services. Today, we operate across Europe, combining local expertise with shared technology and a strong governance framework.
We invest in non-performing loans, help businesses manage and recover outstanding payments, and offer savings products. Through our work, we help release capital, strengthen cash flows and support people in regaining control of their finances. Responsible debt management is central to our approach and our contribution to a well-functioning economy.
Built on trust
We work to build trust through open communication and responsible relationships with our customers, partners, authorities and the people whose debts we manage. Protecting personal data, respecting confidentiality and meeting applicable laws and regulations are fundamental to how we operate.
European experise, local attention
We combine the resources of a European group with local teams who understand their markets and our customers’ needs. Shared expertise and technology help us deliver solutions adapted to each market and business. We also recognise that behind every outstanding payment is a person with individual circumstances. Everyone we meet should be treated with fairness, respect and professionalism.
Responsible debt collection
Good debt collection practice is the foundation of our work. Financial difficulties can affect anyone, and every situation requires care and understanding. Through clear communication, constructive dialogue and consistent follow-up, we work to find realistic repayment solutions. Our aim is to help our customers get paid while supporting people in finding a way forward with their finances.
As a Swedish credit market company, Myntro is authorised and supervised by the Swedish Financial Supervisory Authority (Finansinspektionen).
What we do
We invest in and manage non-performing loan portfolios, provide third-party debt collection and forward flow solutions through Myntro Collect, and offer regulated deposit products for everyday savers through Myntro Savings.
Across all our services, our focus is the same: to deliver reliable results for our customers while treating people fairly and with respect. We believe that effective financial solutions should strengthen balance sheets, protect customer relationships, and help individuals find a way forward.
We operate under strict regulatory and ethical standards, prioritize data protection and consumer rights, and continuously develop our processes to ensure fair and transparent treatment. By combining technology with human expertise, we strive to deliver solutions that are effective, compliant, and sustainable over time.
That is how we enable a more conscious economy.
Rooted in Sweden, present across Europe
Sweden is where Myntro was founded and where our values were shaped. A strong tradition of transparency, trust, and social responsibility continues to guide how we operate today.
At the same time, we are a truly European company. Our teams work across multiple markets, combining deep local knowledge with shared standards, technology, and processes. This allows us to operate at scale while remaining close to the people and markets we serve.
Our purpose | Enabling a more conscious economy
We believe a more sustainable economy is created when financial responsibility, transparency, and respect for people guide every decision we make.
For us, finance is not just about numbers. It is about enabling stability for businesses and helping people regain control of their financial situation. It means understanding different circumstances, acting with care, and offering solutions that help people regain control of their financial situation. We see debt management as part of a broader customer journey, not the end of it.
By combining strong governance, ethical practices, and human judgment with modern technology, we aim to reduce financial stress, strengthen trust, and contribute to a more resilient financial system. This is how we turn responsibility into real impact, for our customers, for the people we meet, and for society.